How long can a Canadian Stay in The USA?

What happens if a Canadian stays in the USA longer than 6 months?

The United States has always been an attractive destination to Canadians looking for warmer climates and career opportunities. However, many are unaware of the implications of staying in the country for longer than 6 months. This blog article will outline the key considerations Canadians are considering when extending their stay south of the border.

In most cases, Canadian citizens do not require a visa to enter the United States if it is for less than 6 months. You must declare how long you intend to stay in the country when you cross the border.

What if I wish to stay longer?

If you wish to extend your stay beyond six months, you need to apply for an extension at the nearest U.S. Citizenship and Immigration Services (USCIS) (https://www.uscis.gov/) office before your declared stay expires. This process can include demonstrating that you are a temporary visitor of the country

You can also find Form I-539 which is available on the USCIC website. This is used by certain nonimmigrants to extend their stay or change to another nonimmigrant status. Failure to follow proper procedures can result in serious consequences such as detention or deportation.

Do I have to pay tax in the U.S.?

Many people wonder if they must pay tax while travelling abroad. The Internal Revenue Service (IRS) has specific guidelines in place that Canadians must comply with, especially if you have been approved to visit for longer. It is important to determine your liability to taxation before entering the country (https://ca.usembassy.gov/visas/do-i-need-a-visa/).

Most states will consider you a resident for tax purposes if you spend more than 183 days (6 months) in that state

Do I need to worry about healthcare?

Healthcare is another critical factor to consider. Canadian provincial health limits the amount of time you can maintain coverage while out of the country

For instance, Ontario’s OHIP requires you to be physically in the province for 153 days in any 12-month period to meet the minimum qualifications. As well, you must make Ontario your primary residence and be physically in the province for at least 153 (5 months) days of the first 183 days (6 months) you began living in the province(https://www.ontario.ca/page/apply-ohip-and-get-health-card)

Given the high cost of medical care in the U.S., researching travel insurance for extending stays is highly recommended. If you have extended benefits through your employer you may already have coverage, some credit cards also come with protection for travelers.

How long after I return from USA can I go back?

Although there is no set period you must wait before re-entering the U.S., frequent visits can raise suspicions with CBP officers. If this happens, it is your responsibility to demonstrate you are not a U.S. resident and maintain strong ties to Canada.

Where can I convert my Canadian dollars (CAD) to U.S. dollars (USD)?

Visit any of our 19 branches across Ontario to purchase your USD for your next trip across the border. With all denominations available and the ability to pre-order your currency you can let Your Foreign Exchange Experts help you take more of your money with you. Visit Continental Currency Exchange today!