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Continental Currency Exchange Celebrates 35 Years of Excellence and Growth

As we celebrate Continental Currency Exchange’s 35th anniversary, we reflect on an incredible journey defined by dedication, resilience, and the unwavering loyalty of our clients and team members. Since opening our doors in 1989, we’ve been proud to serve communities with trusted currency exchange, international wire transfers, and a commitment to customer service that sets us apart.

Thirty-five years ago, Continental Currency Exchange set out to offer a personalized, client-focused alternative to traditional currency exchange services. From our humble beginnings, we’ve expanded across numerous branches, providing travelers and clients with reliable and convenient solutions that simplify their financial journeys. Our team’s innovation and adaptability have played a vital role in our growth, navigating changes in the financial landscape to meet the evolving needs of our clients.

Reflecting on the branch’s longstanding presence, Carol Ritchie, Branch Manager at Lime Ridge Mall, shares, 

“Celebrating (35 years) is truly remarkable. It is because of our loyal clients and dedicated staff that we have been able to achieve this milestone. Here’s to many more years of growth and success.”

 Her words capture the gratitude we feel toward our dedicated clients and staff, who have been instrumental to our enduring success.

The Heart of Our Success: Our Clients and Team

At Continental Currency Exchange, success isn’t just about the milestones—it’s about the relationships we’ve built along the way. Client Relationship Representative Jan Evanson reflects on this journey, stating, 

“I think the success of our branch is not just about climbing the ladder to success but about the journey over the last 35 years. So many great clients supporting us to take us to where we are today. We have built a strong foundation as a branch and company for long-term success.”

 These relationships have formed the foundation of our company, inspiring us to continuously evolve and improve our services.

Our commitment to customer-centric service has set us apart from the beginning, and today, we look to the future with the same dedication. Vice President of Retail Sales, Ornela Strefi, adds, 

“Celebrating 35 years of excellence and growth, where every challenge has been an opportunity and every success a testament to our commitment. Here’s to continuing our journey together.”

 Her words underscore our promise to continue innovating and supporting our clients as they achieve their goals.

While the past 35 years have been a remarkable journey, we’re equally excited about the future. Continental Currency Exchange remains committed to leading the way in currency exchange services, offering clients efficient, reliable, and personalized solutions. As we look ahead, we are driven by a mission to expand our reach, explore new opportunities, and maintain the high standard of service that has defined us for over three decades.

Our 35th anniversary is more than a milestone; it’s a celebration of everyone who has been part of this journey—our clients, our staff, and our partners. Thank you for being a part of Continental Currency Exchange’s story. Here’s to many more years of growth, innovation, and success, together.

Continental Currency Exchange Celebrates 35 years

Navigating Finances as an International Student in Ontario

Where to get foreign exchange (FX) as an international student?

As an international student, you can obtain foreign exchange (FX) from a variety of locations:

 Major banks such as Scotiabank and RBC offer reliable FX services. They provide a secure way to exchange money however the rates might not always be competitive, and inventory may vary.

 visit your nearest currency exchange company – places like Continental Currency Exchange (CCE) offer the best possible rate. They will guarantee you a better rate then the bank.

 platforms such as Wise and Revolut provide customers with a convenient way to complete online transactions.

 some universities provide FX services through their international student office – check with your school to see if they recommend or provide services to convert currency.

It is important to familiarize yourself with the varying exchange rates and fees that different companies and institutions charge. Doing a little research will provide you with the most cost-effective solution.

What information do I need from my school to pay tuition?

When paying tuition, it is important to ensure that you have all the proper information from your institution and bank. Before making a payment, make sure you have:

 your unique identifier to attribute your payment.

 the amount due with a breakdown of costs.

 determine what is accepted (bank transfer, credit card, etc.)

 bank account and wire information for the school’s wire transfer. This usually requires the institution number, transit number, and account number.

 important dates to avoid late fees and additional charges.

This information is normally found on your school’s student portal or financial office. Always double check the details and ensure you have everything that is needed.

How can I send and receive money with my family back home?

 major banks offer international wire transfers but like currency exchange may charge higher fees.

visit your nearest currency exchange company – CCE also offers international wire transfer with low fees. We use advanced procedures to allow funds to be sent and received faster.

 platforms such as Wise, Revolut, PayPal and MoneyGram offer services to send and receive money abroad. These are known for completing transfers within minutes.

 Western Union allows quick and easy cash pickups. It is useful if your family members need to receive direct cash.

Like buying currency, it is important to familiarize yourself with the varying fees and ensure you are using a cost-effective method. Comparing these options will provide you with the best price.

Visit any of our 19 branches across Ontario to convert and send your money at the best possible rate! We guarantee we'll beat the banks, online services, and other companies. Visit a Continental Currency Exchange branch and our expert services will manage your finances efficiently.

To find out more about what is required to send a wire transfer visit our 

FX101 - Foreign Exchange for International Students

Important Tips for Travelling to Europe: A Financial Guide

Travelling to Europe can be very exciting, however it is very important to navigate your finances with a variety of currencies during your trip. Whether you are going on vacation or a business trip, it is essential to manage your money. Here are some tips to keep in mind to ensure your trip goes smoothly.

Are credit and debit cards accepted across Europe?

In most European countries, credit and debit cards are widely accepted, especially in popular tourist destinations. It is important to note, however, that smaller shops like cafes typically prefer cash. It is always a good idea to carry small amounts of local currency on hand for these occasions. The two most accepted cards internationally are Visa and MasterCard, which makes it important to notify your bank of your travel plans to avoid cards being flagged.

Should I exchange currency before or after leaving for my trip?

Exchanging currency before you leave for your trip is a great idea. It is important to do research on where the best exchange rates are, as airports typically offer less favorable rates than ATM’s or banks. The best rates will of course be found at Continental Currency Exchange.  As well, debit and credit cards may charge additional fees for international purchases. Make sure you know exactly where all your money is going. If you are in Ontario, visit any of Continental Currency Exchange’s 19 branches for the most favorable exchange rate. We will guarantee to beat the bank! 

What currencies are used in different European countries

The euro (€) is the official currency in 20 of the 27 European Union countries. However, there are still many countries that use their own currency. It is essential to research the currencies of the specific countries you plan to visit. Here is a quick rundown:

Euro (€): Used in countries like France, Germany, Italy, Spain, and the Netherlands.

British Pound (£): Used in the United Kingdom.

Swiss Franc (CHF): Used in Switzerland and Liechtenstein.

Every currency has its own exchange rate, so ensure to check the rates before you travel!

These important financial trips for travel in Europe emphasize that preparation is key before travelling abroad. Understanding local customs regarding currency and card payments, familiarizing yourself with the several currencies, and planning these exchanges wisely will allow you to have a very enjoyable trip. For the best exchange rates and convenience, consider using a trusted currency exchange service like Continental Currency Exchange. Safe travels!

Everything you need to know about currency when travelling in Europe

What happens if a Canadian stays in the USA longer than 6 months?

The United States has always been an attractive destination to Canadians looking for warmer climates and career opportunities. However, many are unaware of the implications of staying in the country for longer than 6 months. This blog article will outline the key considerations Canadians are considering when extending their stay south of the border.

In most cases, Canadian citizens do not require a visa to enter the United States if it is for less than 6 months. You must declare how long you intend to stay in the country when you cross the border.

If you wish to extend your stay beyond six months, you need to apply for an extension at the nearest U.S. Citizenship and Immigration Services (USCIS) (

) office before your declared stay expires. This process can include demonstrating that you are a temporary visitor of the country

 which is available on the USCIC website. This is used by certain nonimmigrants to extend their stay or change to another nonimmigrant status. Failure to follow proper procedures can result in serious consequences such as detention or deportation.

Many people wonder if they must pay tax while travelling abroad. The Internal Revenue Service (IRS) has specific guidelines in place that Canadians must comply with, especially if you have been approved to visit for longer. It is important to determine your liability to taxation before entering the country (

https://ca.usembassy.gov/visas/do-i-need-a-visa/

Most states will consider you a resident for tax purposes if you spend more than 183 days (6 months) in that state

Healthcare is another critical factor to consider. Canadian provincial health limits the amount of time you can maintain coverage while out of the country

For instance, Ontario’s OHIP requires you to be physically in the province for 153 days in any 12-month period to meet the minimum qualifications. As well, you must make Ontario your primary residence and be physically in the province for at least 153 (5 months) days of the first 183 days (6 months) you began living in the province(https://www.ontario.ca/page/apply-ohip-and-get-health-card)

Given the high cost of medical care in the U.S., researching travel insurance for extending stays is highly recommended. If you have extended benefits through your employer you may already have coverage, some credit cards also come with protection for travelers. 

How long after I return from USA can I go back?

Although there is no set period you must wait before re-entering the U.S., frequent visits can raise suspicions with CBP officers. If this happens, it is your responsibility to demonstrate you are not a U.S. resident and maintain strong ties to Canada.

Where can I convert my Canadian dollars (CAD) to U.S. dollars (USD)?

Visit any of our 19 branches across Ontario to purchase your USD for your next trip across the border. With all denominations available and the ability to 

 you can let Your Foreign Exchange Experts help you take more of your money with you. Visit Continental Currency Exchange today!

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Continental Currency Exchange Celebrates 35 years

FX101 - Foreign Exchange for International Students

Everything you need to know about currency when travelling in Europe

How long can a Canadian Stay in The USA?